FHA Loans | FHA Home Loan Programs | FHA Refinance Benefits Michigan, Kentucky, Colorado

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Loan Type

Please Select... VA Home Loan VA Refinance Home Loan Home Refinance FHA Home Loan FHA Refinance

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Please Select... under $60,000 $60,000 $70,000 $80,000 $90,000 $100,000 $110,000 $120,000 $130,000 $140,000 $150,000 $160,000 $170,000 $180,000 $190,000 $200,000 $220,000 $240,000 $260,000 $280,000 $300,000 $320,000 $340,000 $360,000 $380,000 $400,000 over $400,000

When are you looking for a loan?

Please Select... Within a month in 2-6 months over 6 months

or call
1-800-537-1567

FHA LOANS

FHA loans can be used for many different types of loans. Whether you are buying your first home, fixing up an investment property, or remodeling your current home, the FHA can help you. Since 1934 The Federal Housing Administration has been helping people to become homeowners. Aside from higher FHA qualifications, applying for an FHA home loan is no different than applying for a standard home loan. To determine if an applicant will receive an FHA home loan approval, lenders and the FHA require detailed personal and financial information.

In the process of applying to the FHA insured home loan program, it is important to understand that one must obtain the services of an FHA lender in order to obtain an FHA home loan. In your search for a Colorado FHA home loan, or any FHA home loan, understand that you will not be working with an employee of the FHA directly. Instead, you will work with a lender, such as a mortgage company, that accepts and processes FHA home loans. Your lender will function as:

• Approval facilitator
• Liaison to the FHA
• Mortgage funding provider

It is important to note that the FHA is not a lender; they simply insure your loan so that lenders can offer you better rates. All that is needed for your down payment is as little as 3% of the purchase price of your home, and most closing fees can be included in the loan.

Advantages of an FHA Home Loan Refinance or Purchase:

• Pay as little as 3% of the purchase price for your down payment
• Condo's allowed
• Get Cash Out for Home Improvements, Vacations or College Tuition
• Lower your monthly payments
• Consolidate High Interest Credit Cards and Installment Loans
• Payoff outstanding judgments and tax liens
• Improve monthly cash flow
• Easy Qualification
• Possible Tax Advantages
• No Closing Costs Options
• Problem Credit or Discharged Bankruptcy Accepted

The Streamline Refinance

or call 1-800-537-1567